Trustpair’s native SAP S/4HANA connector extends SAP account validation by automatically verifying supplier bank accounts and continuously monitoring vendor master data — directly inside your ERP.
Fraud prevention in SAP relies on internal controls such as segregation of duties, workflow approvals, and SAP GRC monitoring to secure processes and detect anomalies.
However, standard SAP account validation only verifies data format and governance compliance — it does not independently confirm that a supplier’s bank account truly belongs to the declared legal entity.
Because vendor fraud increasingly targets master data changes (such as unauthorized bank detail updates), external bank account ownership verification is essential to prevent payment redirection schemes before funds are released.
Add a new vendor, handle change requests, maintain your vendor database, proceed to payment, and prevent error or fraud at any time! With systematic controls along the P2P journey, payment campaigns are 100% secure in SAP S/4HANA.
Trustpair helps you optimize productivity by replacing time-consuming and manual processes with automated and international account ownership verification, directly in SAP S/4HANA.
Trustpair ensures ERP data reliability thanks to continuous monitoring of your vendor database. This maintains data accuracy and allows for faster payment processing, resulting in a better ROI.
When registering new vendors (legal or natural persons) in SAP ERP S/4HANA (transaction XK01), enter the supplier’s company and bank details, go on the Trustpair tab, and get an immediate evaluation (Favorable / Unfavorable / Unconfirmed) of the match between companies and their bank details.
Set daily screening of your vendor master data file to detect errors and anomalies with jobs in the SAP ERP S/4HANA interface. Define custom settings such as countries, companies, and subsidiaries. Activate notifications and alerts for vendor status changes.
Define rules in your SAP S/4HANA to exclude “at risk” vendors from the payment requests (transaction F110), and be notified in case of risky situations. Leverage reports and dashboards in Trustpair’s web app to view excluded business partners and take action.
"Trustpair gives us more reliability and peace of mind. The financial director is more serene when it comes to approving the transfer order."
"With Trustpair’s verification methodology, it's no longer just a consistency check but an exact confirmation of the validity of the third party: there is no longer any risk."
"With Trustpair, we are able to automatically and quickly monitor our third parties and ensure the security of that very data over the long term."
“I would definitely recommend Trustpair to finance departments. It makes adding and modifying beneficiaries more reliable, without resorting to manual processes that are cumbersome, time-consuming and fallible.”
“The control process is simplified with the Trustpair solution, the Finance Department is reassured and, above all, it no longer needs to waste time performing manual checks to verify a supplier's bank details.”
"Trustpair adapts very well to the specifics of our market and our way of working. Several features are developed as we work together. That's a real plus."
"Trustpair has become more than a reflex; it has become an obligation. The team no longer validates an IBAN unless Trustpair has confirmed it to us."
Thanks to Trustpair, we’ve made a significant shift in our security processes and filled the gaps we needed to fill. Trustpair has proved to be a committed and trustful partner and we’ve appreciated the support and transparency.
We’ve gone from manual and time-consuming fraud controls to automated bank account validation done directly in SAP. The workload has been drastically reduced and payment security is now guaranteed.
Experience Seamless Security in Action. Request Your Demo Today!
Standard SAP account validation checks data structure and approval workflows but does not confirm external bank account ownership.
Trustpair extends SAP validation by verifying supplier bank accounts against trusted external data sources before payments are executed.
Trustpair’s SAP S/4HANA native connector enables automated supplier bank account validation directly within the ERP, supporting Procurement, MDM, GRC, and Finance teams across the full Procure-to-Pay (P2P) process.
Key features include:
Native integration within SAP S/4HANA (no middleware or manual file exchanges)
Real-time supplier bank account ownership verification at creation or modification
Continuous monitoring of vendor master data changes
Fraud risk alerts embedded in SAP workflows
Automated controls aligned with internal compliance policies
This means:
Procurement teams onboard vendors securely
MDM teams maintain clean, verified supplier data
GRC teams strengthen fraud prevention controls
Finance teams release payments with confidence
The result is stronger internal controls without slowing down P2P operations.
SAP GRC Fraud Management is part of SAP’s Governance, Risk, and Compliance (GRC) framework. It helps organizations detect suspicious activities and enforce internal control policies across business processes.
It typically supports:
Monitoring unusual transactions
Detecting behavioral anomalies
Managing fraud investigations
However, SAP GRC focuses primarily on transaction monitoring and rule-based detection. It does not independently verify whether a supplier’s bank account truly belongs to the declared legal entity.
Trustpair complements SAP GRC by adding automated external bank account ownership verification, strengthening preventive controls across Procurement, MDM, GRC, and Finance teams before payments are executed.
Supplier bank account validation in SAP S/4HANA requires key legal and banking data to confirm account ownership.
The essential information includes:
Supplier legal name
IBAN or bank account number
SWIFT/BIC code
Bank country
Company registration details (when applicable)
Trustpair automatically cross-checks this data against trusted external sources to confirm that the bank account belongs to the declared legal entity. This prevents fake supplier updates, bank detail manipulation, and vendor fraud across the full P2P lifecycle.
Vendor fraud increasingly targets master data rather than transactions. Fraudsters manipulate supplier bank details to redirect payments.
External bank account ownership verification prevents fraudulent changes before payment execution, strengthening fraud prevention in SAP S/4HANA.
Cleaning vendor data and running automated bank account ownership verifications before migrating to SAP S/4HANA prevents legacy risks from being transferred into the new ERP.
During migration from SAP ECC or older systems, existing vendor master data is replicated into S/4HANA. If outdated, duplicate, or incorrect bank account information is not audited beforehand, those risks become embedded in the new environment.
Performing automated account validation audits before go-live ensures that SAP S/4HANA starts with accurate, verified vendor data — strengthening fraud prevention, compliance, and long-term master data governance from day one.
